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Yet another example of why we should have universal health care. Illness should not lead to bankruptcy!
The lien is against the estate. All property, including gold bars, art collections, savings accounts, stocks and bonds, real estate, and personal property are a form of wealth that should be used to pay debt from the proceeds when ownership changes hands. A lien does not say “I promise to pay this debt unless I die before you can get your money.” There is nothing preventing the intended heirs from from paying the liens on the property during the years before they take possession of the property and then what they inherit will be theirs free and clear.
The American economy's is heavily sustained by credit. Liens are a form of credit heavily used by Americans. Without liens many Americans would have no credit and their standard of living would greatly decline.
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